Clean up your mouth!
The following was posted on the wall when I visited my dentist recently. – Glad to report my teeth and gums are healthy. Periodontal infection increases risk Heart disease Infectious endocarditis Carotid artery stenosis Stroke Diabetes Rheumatoid arthritis Mouth and throat cancer Pancreatic cancer Colon cancer Kidney infection lung infection/COPD Low fertility in men Erectile […]
Your HSA Contributions May Trigger Cadillac Tax
The Cadillac Tax is coming in 2018. – All “premiums” over the designated amounts, currently set at $10,200 for single coverage and $27,500 for family coverage, will be taxed at 40%. BUT, the IRS and DOL are currently counting employee contributions into their own HSA’s as “premiums”. So, if you are being a responsible healthcare […]
Obamaco$t – OUCH!
The Congressional Budget Office reports Obamacare will cost $2 Trillion, $1.35 Trillion for everyone enrolled in Obamacare ($50,000 per person), premiums plus subsidies, and $643 Billion to pay for the expansion of Medicaid and CHIP (Children’s Health Insurance Program). Costs will be paid by the federal government (taxpayers) and $643 Billion in taxes, penalties and […]
Tower of Babel teaches valuable lesson
Gen 11:1-6 Now the whole world had one language…as one people speaking the same language…then nothing they plan to do will be impossible for them. PPACA requires group health plans to provide both a Summary of Benefits and Coverage (SBC), and a Glossary of Health Coverage and Medical Terms in a culturally and linguistically appropriate […]
Do unto others…Not unto me
Harvard’s professors are getting a taste of their medicine, and it’s not going down to well. Reports are that members of the faculty are a little “peeved” over health plan changes that will require them to share more of their health care costs. The enrollment guide states that it “must respond to the national trend of […]
2015 HSA Contribution Limits
A health savings account (HSA) is a tax-advantaged savings account available to those who are enrolled in a high-deductible health plan (HDHP). The funds contributed to an account are not subject to federal income tax at the time of deposit. Unlike a flexible spending account (FSA), funds roll over and accumulate year to year if not spent. HSAs are owned […]
Fat People Have Issues!
Medical issues Before offending anyone – I posted the politically incorrect title in hopes of getting more people to read. I like fat people, many of my friends are fat. So please take it in good humor. I don’t need hate mail. I also recognize some people have genetic challenges. The following was posted by […]
Supreme Court to Hear Subsidies Case
Employee Benefit Advisors blogged Oct 9, 2013 and July 7, 2014 about court cases that had been falling under the radar. EBA said “These cases could dismantle health care reform as we know it.” Friday, Nov 7, 2014, the Supreme Court announced that they will take up the challenges to whether subsidies should be available […]
1 Month Orientation & 90 Day Waiting Periods
For plan years beginning in 2015, employers may require an employee to satisfy a one-month orientation/evaluation period in addition to a 90 day waiting period before he or she becomes eligible for benefits. The orientation period must be a reasonable and bonafide employment-based condition of eligibility in a position that is otherwise eligible for coverage […]
Voting? – Average Health Premiums “Skyrocketed” After ACA
The Washington Times is reporting that a new study of insurance policies before and after the implementation of the Affordable Care Act “shows that average premiums have skyrocketed, for some groups by as much as 78 percent.” Average premiums for the 23-year-old demographic rose “dramatically,” with men in that age group seeing a 78.2 percent […]