The best employee absences are the ones that never happen
A 2012 study showed half (48%) of a company’s employees experience business or personal legal-related issues each year, spending an average of 51 hours to resolve them. Compared to the average, these employees: Are absent five times more Use medical benefits four times more Use sick leave twice as often A range of employee assistance services […]
Medical Tourism
The Medical Tourism Association is helping employers and hospitals connect with companies to save millions in medical expenses. It’s popularity will grow as healthcare reform (Obamacare) is expected to create backlogs for medical services. Medical tourism (MT) is the patient travelling from highly developed nations to other areas of the world for medical care, usually […]
The Eyes, a Window to Health – Part 2
Employers and employees aren’t seeing the health and productivity boosts that would be possible if more employees took advantage of their vision benefit, especially in an aging workforce. According to Transitions Optical, Inc., nearly half of employees aren’t taking advantage of their vision benefit, by either not enrolling (24%) or by not using their benefit […]
The Eyes, a Window to Health – Part 1
The eyes are the only place in your whole body that offer a clear view of the blood vessels, without invasive techniques. That’s why with every exam, an eye doctor can gain deeper insight into a patient’s overall health and wellness. Vision disorders account for more than $8 billion in lost productivity every year. However, […]
Useful App – Healthspek (Personal & Family Health Record)
Healthspek is your own personal health record. And your family’s too as you can add each family member for a complete record. Healthspek allows users to see their own personal health care information. The home screen is the customizable ‘myDashboard’. – Select any member to track their conditions, refill meds, track lab results, record immunizations, […]
National Flood Insurance Program Provides Crystal Ball into Obamacare
The National Flood Insurance Program (NFIP) is in deep financial trouble. Rates have not been calculated based on sound actuarial principals. – The solution (according to FEMA), stop subsidizing premiums on flood-prone properties that file the kind of large claims — sometimes repeatedly — that have left the National Flood Insurance Program in the red. […]
Healthcare Reform Update – ‘Pay or Play’ Delayed Until 2016
Large employers with fewer than 100 Full-Time Employees got some good news. The rules for employers with at least 50 full-time employees provide transition relief with respect to all of 2015 and, for non-calendar plan years that begin in 2015, for the portion of that 2015 plan year that falls in 2016. Key points to […]
Useful App – 3in4 Need More
Odds are that more than a few of us have had to deal with a family member, immediate or extended, who has required assisted living needs. Maybe they had to research specialty doctors, care centers or care providers; possibly for a member living hundreds of miles away. The 3in4 Need More is a nonprofit organization […]
PPACA’s ‘Shared Responsibility’ – Time to Revisit FTE Worksheet
Even though the employer shared responsibility provisions of the Patient Protection and Affordable Care Act (PPACA) were delayed and will not take effect until January 1, 2015, employers should have prepared for their compliance strategies in 2013. However, if you were a procrastinator now is the time to review. Business owners and payroll personnel will want […]
2014 – Key Health Reform Provisions taking effect this year
• Health Benefit Exchanges – state exchanges move from enrollment to covered phase • Individual Mandate – requires each person to have minimum essential coverage • Essential Health Benefits – requires new plans to cover 10 essential health benefits • No Pre-Existing Conditions – prevents plans from limiting benefits on pre-existing conditions • Clinical Trials […]