Let the dogs out!
Surprise medical bill? – Surprise medical billing applies to fully-insured commercial insurance plans. No federal laws exist to prevent surprise medical bills and of the states that do less than half provide comprehensive legislation. Employees are confused when they receive a surprise medical bill and it generally reflects poorly on the company plan […]
COVID-19 Disability Claims
Several clients have asked questions related to COVID-19 and their group disability insurance. Here’s a compilation of how carriers are administering claims. Question: Is someone automatically disabled if he/she is placed under a quarantine related to the Coronavirus? Answer: No. Standard policy language requires that an insured be disabled from his/her own occupation. Therefore, an […]
Bringing People Back to the Workplace Safely & Efficiently
Key to bringing people back is developing and implementing industry best practice safety and wellness protocols. Meridian’s temperature sensing Personnel Management Kiosk is designed to help protect the health and safety of both employees and guests by helping prevent anyone with a temperature or those without access from entering a facility. Features Temperature Verification Facial […]
Florida Department of Health
The Florida Department of Health has received accolades from the Presidential Response Team during the daily briefing. Doctor Deborah Brix has mentioned several times it is an ideal resource and one that other states should try to emulate. Florida Health 201 Novel Coronavirus Response (COVID-19) https://floridahealthcovid19.gov/. The site includes the county-specific Surveillance Dashboard I mentioned […]
Florida’s COVID-19 Data and Surveillance Dashboard
The link below provides some very insightful data regarding the spread of COVID-19. https://experience.arcgis.com/experience/96dd742462124fa0b38ddedb9b25e429 The chart in the lower left is particularly interesting. Obviously, one would expect an increase in cases as the number of tests increase. However, note the trend of the decrease in the number of new cases. What does this mean? To […]
Employers of Choice – Furlough vs. Layoff
The COVID-19 relief packages have passed based on three fundamentals; (1) providing economic support to both businesses and individuals (2) keeping people employed, and (3) keeping people insured. Financing payroll may not be possible, after all it’s generally the largest expense. Companies may to need decide between a Layoff and Furlough. Layoff (noun) – temporary […]
Small & Midsize Employers – two new refundable payroll tax credits
IR-2020-57, March 20, 2020 The U.S. Treasury Department, Internal Revenue Service (IRS), and the U.S. Department of Labor (Labor) announced that small and midsize employers can begin taking advantage of two new refundable payroll tax credits, designed to immediately and fully reimburse them, dollar-for-dollar, for the cost of providing Coronavirus-related leave to their employees. This […]
COVID-19 and Medicare
Employee Benefit Advisors recommends communicating the following to you employees. Odds are your company has either employees on Medicare, family members on Medicare, or both. Copays for the Coronavirus test have been waived, but not the cost of the doctor visit needed to get the test or the treatment. Telehealth – CMS announced that it […]
Coronavirus – do the 5
I’ve been seeing this advice on Google the past few days. I think it’s simple and easy for employees t grasp. Pass it on. Help Stop Coronavirus 1. Hands – Wash them often 2. Elbow – Cough into it 3. Face – Don’t touch it 4. Feet – Stay more than 3ft apart 5. Feel […]
Coronavirus – easy to understand info for employees
Symptoms people may experience: 1. runny nose (Not to be confused with allergies) 2. sore throat 3. cough (develop the habit of coughing into your sleeve or handkerchief – never your hand!) 4. fever 5. tightening of chest / difficulty breathing (severe cases) What can you do? • Emergency Room – very expensive • Urgent […]