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Employee Benefit Advisors

Lifestyle Choices – Creating a Wellness Culture

BenefitsPro ran an article saying… Changing lifestyle choices could cut $730B in annual health care spending and that more than a quarter of all health care spending is due to conditions such as smoking, diabetes and poor diet. “Nearly three-quarters of a trillion dollars in health care spending can be linked to modifiable health risks, […]

What is Creditable Medicare Part D Coverage?

Medicare Part D notices are due before October 15,2020. But what does that mean and how do you know if your coverage is creditable? If you have any type of group health plan the notice is sent to advise plan participants as to whether their prescription drug coverage is “creditable.” What is Medicare D Creditable […]

Let the dogs out!

Surprise medical bill? – Surprise medical billing applies to fully-insured commercial insurance plans.   No federal laws exist to prevent surprise medical bills and of the states that do less than half provide comprehensive legislation.   Employees are confused when they receive a surprise medical bill and it generally reflects poorly on the company plan […]

COVID-19 Disability Claims

Several clients have asked questions related to COVID-19 and their group disability insurance. Here’s a compilation of how carriers are administering claims. Question: Is someone automatically disabled if he/she is placed under a quarantine related to the Coronavirus? Answer: No. Standard policy language requires that an insured be disabled from his/her own occupation. Therefore, an […]

Bringing People Back to the Workplace Safely & Efficiently

Key to bringing people back is developing and implementing industry best practice safety and wellness protocols. Meridian’s temperature sensing Personnel Management Kiosk is designed to help protect the health and safety of both employees and guests by helping prevent anyone with a temperature or those without access from entering a facility. Features Temperature Verification Facial […]

OSHA Recommends that Employers Encourage Workers to Wear Face Coverings at Work

As businesses open and employees return to work, large numbers of employees of workers will be required to wear faces masks in the workplace. The Occupational Safety and Health Administration (OSHA) has published a series of answers to frequently asked questions (FAQs) regarding the use of masks in the workplace to help employers provide a […]

COVID-19 and Fat People

I posted Fat People Have Issues November 19th. 2014. – Medical Issues. Once again, before offending anyone – I posted the politically incorrect title in hopes of getting more people to read. I like fat people, many of my friends are fat. And to be honest, I would like to lose a few lbs. So […]

Florida Department of Health

The Florida Department of Health has received accolades from the Presidential Response Team during the daily briefing. Doctor Deborah Brix has mentioned several times it is an ideal resource and one that other states should try to emulate. Florida Health 201 Novel Coronavirus Response (COVID-19) https://floridahealthcovid19.gov/. The site includes the county-specific Surveillance Dashboard I mentioned […]

Florida’s COVID-19 Data and Surveillance Dashboard

The link below provides some very insightful data regarding the spread of COVID-19. https://experience.arcgis.com/experience/96dd742462124fa0b38ddedb9b25e429 The chart in the lower left is particularly interesting. Obviously, one would expect an increase in cases as the number of tests increase. However, note the trend of the decrease in the number of new cases. What does this mean? To […]

Employers of Choice – Furlough vs. Layoff

The COVID-19 relief packages have passed based on three fundamentals; (1) providing economic support to both businesses and individuals (2) keeping people employed, and (3) keeping people insured. Financing payroll may not be possible, after all it’s generally the largest expense. Companies may to need decide between a Layoff and Furlough. Layoff (noun) – temporary […]