Employee Benefit Advisors offers competitive employee benefits packages and pricing models. We are able to do so by maintaining preferred relationships with all local and national carriers. We specialize in:
- Evaluating current benefits programs
- Analyzing cost trends
- Reviewing loss ratios
- Funding options
Employee Benefit Advisors fits your goals and objectives to the products that best serve you, including: Medical, Dental, Group Life/AD&D, STD/LTD, Long-Term Care, Dental, Section 125 Plans (Premium Only and Flex Spending), Medical Expense Reimbursement Plans, etc…
Our analysis of aggregate and individual stop loss, claims run out, pooling point, capitation, credibility factor and lasering will help any company analyze their options. Employee Benefit Advisors underwrites both small and large clients to determine what level of self-funding clients can absorb.
After analyzing current and future budget projections for employee benefits, we will review funding options and determine the best risk/reward scenario for your organization.