Coronavirus – easy to understand info for employees
Symptoms people may experience: 1. runny nose (Not to be confused with allergies) 2. sore throat 3. cough (develop the habit of coughing into your sleeve or handkerchief – never your hand!) 4. fever 5. tightening of chest / difficulty breathing (severe cases) What can you do? • Emergency Room – very expensive • Urgent […]
Coronavirus
This is the best explanation I have heard. Includes great visuals. Employee Benefit Advisors provides employee benefits, tax-advantaged healthcare, compliance guidance for ACA and Health & Welfare DOL Audits, and PEO Advisory & Consulting Services.
Should you get a second opinion?
If you find yourself asking questions like: Do I have the right diagnosis? Am I on the best treatment path and medications? Is this surgery or procedure the best option for me? How can I find the best local doctor for my medical needs or my surgery? 2nd.MD will get you help and answers. Here […]
Top 10 health conditions costing employers the most
Employee Benefit News recently published a list of the 10 health conditions that are costing employers the most. They are: High-Risk Pregnancy Smoking High Cholesterol Depression/Mental Illness Hypertension/High Blood Pressure Heart Disease Arthritis/back/musculoskeletal Obesity Cancer Diabetes Employee Benefit Advisors would like to point out that a least half the list is related to one’s weight. […]
Employer medical benefit costs projections for 2020
Employer-provided medical benefit costs are forecast to rise 6.5% in 2020, outpacing general inflation by 3.8%. The expected increase for medical plans is due to a combination of higher costs for specialty drugs, moderate price increases for care and flat or decreasing health utilization. (Medical costs in the U.S. will rise more slowly compared to […]
What Is Blue Light? Why You Need to Protect Your Eyes
If you spend any time during the day looking at a screen, whether it be a smartphone, tablet, e-reader, LED TV, or computer, your eyes are exposed to blue light. What is blue light? Natural sunlight is made up of many colors of light, from red to indigo to violet. We can’t see these colors because […]
Preventive Care Benefits Expanded
A new IRS notice expands the list of preventive care benefits that may be covered. Expansion provides coverage without a deductible for some chronic conditions. “This notice expands the list of preventive care benefits permitted to be provided by a high deductible health plan (HDHP) under section 223(c)(2) of the Internal Revenue Code (Code) without […]
Is transparency coming to healthcare pricing?
President Trump recently signed an executive directing federal agencies to increase healthcare price and quality transparency. The order specifically directs the of Departments of Labor, Treasury and Health and Human Services to issue guidance and propose regulations that would disclose negotiated rates, cost-of-care and de-identified federal healthcare data, and to expand the availability of Health […]
E-cigarettes: an effective quit smoking aid?
This may seem like a common sense Q&A. However, with the increasing popularity among younger employees you might want to arm yourself with solid stats and a good non-smoking educational program. Part of the appeal is pod vapes look like a sleek high tech. Users try pod vapes because of the flavors. Problem is with […]
Telemedicine – Impact your health care costs
Group health insurance premium are expected to rise 15-18% in 2019 and Telemedicine can be an important cost containment tool, for both employer and employee. In a study of 17,000 telemedicine participants, hospital admissions dropped by 30% and doctor visits were reduced by 60%, for a savings of 45% in unnecessary doctor and emergency room […]